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What is paypal?

PayPal is an online account that allows you to receive and send money electronically with your bank account and credit cards.

When using a personal PayPal account, simply link your PayPal account to your bank account (either savings or checking). When you make a purchase that allows you to pay with PayPal, enter your log-in information to sign into PayPal and then click “Buy.” PayPal will automatically transfer the money out of your linked account and to the seller.

You register your bank/checking account details (and can also register your credit/debit card details) with PayPal. This enables PayPal to take money from your bank or card and then transfer that money to anyone that you might buy something from.

In this way, the seller has no access to your financial details.

You can also use your PayPal account to transfer funds to a friend or family member.

It costs nothing to send/spend money using PayPal.

It costs nothing to receive money into a personal account, as long as the funds are sourced from a PayPal balance or a bank account. There is a charge if the payment is card-funded.

If you have a Premier or Business PayPal account, you are charged a fee on every payment that you receive.

Charges can be found on your local PayPal site by searching in the help section.

Go to — you will need a checking account — and enter your information. PayPal will then deposit a small amount (under $1) into your checking account. Once you have verified with your bank the deposit from PayPal, then go to and there will be a message for you to confirm that you received the deposit.

It’s an online payment solution. The service allows anyone to pay in any way they prefer, including through credit cards, bank accounts, buyer credit or account balances, without sharing financial information. PayPal enables global e-commerce by making payments possible across different locations, currencies, and languages.

Go to the main PayPal site,, and click on the “sign up” button that you see on the homepage.

On the following page, from the drop-down options select your country and then select the account type that you want to open. A “Personal” account is most suitable if you only want to use the account for buying, while a “Premier” account is best if you want to both buy and sell online.

Next you need to enter your email address, choose a password and enter your name, address, and phone details, read the terms and then click on the “agree and create account” button.

Once you’ve opened your account, you can add your bank account and/or credit card details.


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